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Embedded Financing For Your Business

Close the Job. Fund the Treatment. On the Spot.

LendStrm gives home improvement contractors and elective medical providers real-time, embedded point-of-sale financing that turns an estimate or consultation into booked business — funded directly to you.

Real-TimeCredit Decisioning
Two VerticalsHome & Medical
Bank-OriginatedCompliant Program
NationwideMerchant Network
PRE-APPROVED
$15,000* 9.99% APR · 120 mo
Continue to signing Adjust terms

* Illustrative estimate only, based on a 120-month promotional term. Actual payment, term, and APR are determined by program lenders based on applicant creditworthiness. Not an offer of credit.

1

Point-of-sale digital application

2

Automated underwriting engine

3

Program lender approval

4

Funds boarded & disbursed

The Math

A Big Job Becomes a Small Monthly Number

The moment a price stops being a lump sum, it stops being an objection.

Home Improvement
$12,000 $267/mo*

Full kitchen refacing project

Elective Medical
$4,500 $100/mo*

Full-face injectable treatment package

$12,000

Becomes about $267/mo*

Sub-MinuteApplication to Decision
TwoUncorrelated Verticals
DirectMerchant Funding
InsuredDepository Originators
Choose Your Business

Financing That Works the Way You Sell

Whether you're closing a renovation estimate or a treatment plan, LendStrm gives your team a financing tool built around the actual moment of sale.

Tap the one that's you — the details below match your business.

For Home Improvement Contractors

Turn a bid into a booked job before you leave the driveway — financing built for the way estimates actually happen, on-site.

See the Contractor Program

Friction-free mobile financing applications completed on-site, during the estimate

Close higher-ticket replacement and luxury renovation jobs without cash-flow objections

Dynamic promotional terms — same-as-cash and low-interest installment options

Funds disbursed directly to your business — not routed through a factoring intermediary

For Med Spa & Elective Medical

Give patients a discreet way to say yes to the treatment plan they actually want, at the moment they're ready to commit.

See the Med Spa Program

Increase case acceptance on premium treatment packages and membership plans

Private, discreet digital application that patients complete on their own device

Real-time approvals at check-in or point of consultation

Direct funding to the practice, decoupled from patient repayment risk

Also built for institutional capital — asset managers and insured bank partners originating the loans that power the network.

Ready to close more business?

Whatever you sell — a kitchen remodel or a med spa membership — LendStrm gets your client to yes before they leave.

Ready to see if you qualify?

Become a Partner