Answers and Materials, in One Place.

LendStrm is a financial technology company that manages a point-of-sale consumer loan program, connecting contractors and medical providers with real-time financing for their customers — funded by federally insured program lenders.

No. Loans are made and held by program lenders — federally insured, state or federally chartered financial institutions. LendStrm provides the technology and servicing support behind the program.

Today, home improvement contractors and elective medical and med spa providers — see our Businesses page for the full list, with more verticals planned over time.

Reach out through our Contact page and select "Becoming a Business Partner" — our team will walk you through onboarding.

Program lenders decision applications in real time, right at the point of sale.

Approved, funded loans are paid directly to your business by the program lender — not routed through a factoring company or a payout schedule tied to your customer's repayment.

No — LendStrm is a financial technology company, not your lender. See our Borrowers page for a full breakdown of who's involved in your loan.

Concord Servicing, LLC services loans on behalf of program lenders and is your point of contact for payments once your loan is funded.

Prepayment terms are set by your program lender and outlined in your loan agreement. Refer to your agreement or contact your servicer for specifics.

LendStrm provides the origination and servicing infrastructure behind the program. LendStrm is not a lender and does not make credit decisions.

Visit our Funding Partners page, or reach out through Contact and select "Institutional / Funding Partnership."